Life benefit for stablecoin
The first built-in life insurance for digital deposits
Wysh pairs the speed of digital money with the trust of real-world protection.
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Stablecoins represent the next generation of deposits
Life Benefit helps make them the next generation of trust.
Empower your stablecoin strategy with built-in protection
Integrate Life Benefit to transform digital deposits into a lasting symbol of security and care.
Financial institutions using stablecoins can now:
Differentiate digital deposit accounts with human-centered protection
Attract younger, wellness-focused customers who expect more than deposit speed
Reinforce customer loyalty in digital products by providing deposit-based benefits

How it works
Where digital stability meets human protection
Life Benefit is embedded life insurance, automatically built into deposit or yield-earning accounts.
It enhances digital balances with lasting financial security — so every token represents care, not just currency.
Deposit in stablecoin
Customers hold stablecoins backed 1:1 by real dollars — digital cash that’s fast, stable, and easy to move.
Automatic life protection
Wysh automatically includes built-in life insurance coverage, typically up to 10% of the account balance, at no cost to the user.
Secure payouts
If the account holder passes away, Wysh pays a benefit1 to their loved ones.
Give your customers confidence in every deposit
Learn more about how Life Benefit turns every balance, cash or digital, into lasting protection.

Extend the promise of protection beyond the blockchain
Explore other Wysh solutions designed to bring care, security, and long-term value to every customer relationship.
Attract and retain deposits
Use protection to increase retention and member trust.
Reach new audiences
Offer modern benefits that speak to younger and underserved audiences.
Expand to new markets
Expand with confidence using licensed, flexible solutions built for scale.
Ready to get started?
Learn about how our insurance solutions can help you achieve your goals.
Meeting request confirmed in 1 business day
Presentation tailored to your institution and goals
All your questions answered in one brief meeting
1) If the account holder passes away, Wysh pays beneficiaries a benefit in U.S. dollars (USD).