Frequently Asked Questions

Life Benefit is a financial-protection benefit that can be purchased by financial institutions and embedded into deposit-style accounts or stablecoin accounts that are offered to customers.

Simple, after your institution purchases a Life Benefit policy, your customers only need to open and maintain an account for which you have designated Life Benefit to apply, and your customers will receive the benefit of embedded life insurance protection.

Life Benefit integrates with a wide range of account types, from checking and savings to digital stablecoin accounts. Partners can extend protection across traditional banking and emerging digital ecosystems with a single solution.

Anyone between the age of 18-79 can be eligible for Life Benefit, regardless of income, medical, or other insurance history.

Yes, Life Benefit can be applied to any deposit-style account (e.g., Savings, Checking, CDs, Brokerage, etc.)

Yes, but Life Benefit will pay benefits only upon the death of the account holder whose social security number is used to report taxable income for the account.

Life Benefit can be implemented in a matter of weeks and is designed to minimize the need for additional processes by each policyholder.

Eligibility for, and coverage under, Life Benefit is subject to the terms and conditions of each policy issued to Life Benefit policyholders.