Enhance deposit offerings with the benefit of life insurance
Increase new accounts with built-in life insurance — no underwriting, opt-ins, or extra sign-ups.
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Offer life insurance on any deposit account
Life Benefit unlocks the power of protection for all your deposit accounts. This protection grows with your customer’s account balance, giving them security and a reason to increase deposits.
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Life Benefit is driving real results for our partners
Within 6 months, partners see measurable growth after adding Life Benefit — from increased deposits to stronger retention. Discover what’s possible when protection meets purpose.
For ISB, this kind of protection isn’t just a financial tool—it’s peace of mind. Knowing our customers have something in place, even if it’s modest, makes a difference for families and future planning. It gives our customers another reason to stay and even grow their balances. That’s a win for everyone.
Adding Life Benefit is fast & easy
Life Benefit isn’t just a product — it’s a program
As a partner, we equip you with the tools, training, and support you need to succeed and get the most out of Life Benefit.
Unlock additional non-interest fee income
Tap into the nearly $4 billion of annual term life premiums3 by cross-selling Wysh’s term life insurance. Earn highly competitive commissions and help your customers get more protection for their loved ones.
Check out our FAQs
An embedded, no-cost life-insurance feature on deposit accounts that pays a lump-sum death benefit to a user’s chosen beneficiary if the user dies while covered. It’s fully administered by Wysh.
No. Wysh is the licensed carrier. Your company simply purchases the product so you can offer Life Benefit without needing an license.
Implementation is easy and straightforward, with most partners going live in 4-6 weeks. We handle any light code work with your team and offer marketing support to drive adoption.
Coverage is flexible. Most partners set a cap of up to $20k per customer, then pick a model that fits their strategy—percentage of balance, dollar-for-dollar match, a fixed “bonus” amount, or a hybrid of these. You define the rules and unlock triggers; we automate the rest behind the scenes.
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