for businesses

Attract, retain & differentiate deposits

Life Benefit works by seamlessly embedding micro-life insurance coverage up to 10% of an account holder’s balance onto an existing deposit account. No opt-in or underwriting drives equity and inclusion.

for individuals

Secure your future with Wysh

Term life insurance helps you protect your loved ones. Savings+ helps you earn more with a life insurance backstop. Get the financial protection you deserve today.

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Introducing Savings+

Build your savings + protect loved ones

Savings+ is America’s first-ever high-yield savings account with an additional life insurance payout of up to $10,0001—no minimums, no medical exam, and no hidden fees.

Gold coins, a piggy bank, and an umbrella symbolizing Wysh’s high-yield savings account with free life insurance, Savings+.

Our services are tailored to your life’s journey

Term Life Insurance

Ensure your loved ones are financially secure if anything were to happen to you

An umbrella to show how Wysh term life insurance provides financial protection for loved ones.


Enjoy high yield savings PLUS up to $10,000 in life insurance1

A piggybank with money to show Saving+’s high interest savings, free life insurance, and high APY.

Time to make some Wyshes

See how our personalized approach can help you cover life's essentials should you pass away. We call these needs, Wyshes, which include debts, your kid's school tuition, and more.

Items symbolizing what Wysh's term life insurance covers: keys for the mortgage, credit cards for debts, and other bills.
Get the exact coverage you need

Use our Wysh Builder to identify your Wyshes and calculate how much coverage your life needs – no more, no less.

Keep track of your changing life

As your life changes, so will your needs. Manage your Wyshes as they evolve to ensure you cover the essentials.

Wysh Granters will be there for your family

Our dedicated team works side-by-side with the loved ones of those who have passed to help fulfill their Wyshes.

Empowering over 15,000 lives with financial security & peace of mind

Take a look at what are customers are saying.

Wysh has an 'Excellent' rating from
Rated 4.6 out of 5
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The application was quick and easy
The application was quick and easy. The no need for medical underwriting was the selling point for me. I HATE needles. It’s nice to be acknowledged for being healthy in today’s “on the go” lifestyle most people are forced to live.
Trustpilot Verified Review
Convenient and great prices
Purchasing life insurance through wysh was a simple and easy process. They offer competitive prices for monthly insurance premiums compared to most other companies. I would recommend this company to friends and family.
Trustpilot Verified Review
Exceptional customer service!
This was by far the best life insurance company I've ever worked with. They were so fast and got me an incredible rate! The user experience on the website is also amazing and everything was super easy to understand. Simplest by far and the best!
Trustpilot Verified Review

Financial protection made simple

Learning about financial protection doesn’t have to be rocket science. Read fun and educational articles, and get answers to fundamental questions.

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1 - Benefit is calculated as a percentage, set by Wysh Financial, LLC, multiplied by the average of the monthly trailing average balance of your account for each of the prior three months. Life Insurance only available between ages 18-79. Benefit for customers between ages 18-64 is 10%.  Benefit for customers between ages 65-79 is 1%. Maximum benefit is $10,000. Your coverage becomes effective 91 days after you open an eligible account. Terms subject to change.

The above trademarks and trade names are the property of their respective owners. Wysh is not affiliated with any of the companies referenced above.