4.00% Annual percentage yield (APY)1

Get the best of both worlds: savings + protection

Savings+ lets you earn interest 10x the national average3 and includes up to $10,000 in life insurance coverage2. Add the flexibility of mobile banking and perks of protection regardless of your health status, and it’s a win-win.

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America’s first high-yield savings account with life insurance

Earn interest 10x the national avg
Earn a 4.00% APY1
Get up to $10,000 in life insurance2
No minimums required
No additional fees
FDIC insured up to $250K through nbkc4

How does the life insurance payout work?

It's simple—The more you save the more life insurance you unlock. As you save you can earn life insurance coverage equal to 10% of the funds in your Savings+ account, up to $10,0002.

easy application

No medical exam or underwriting needed

That’s right, Savings+ applicants skip the medical exam and the underwriting process all in one giant leap. Unlike traditional life insurance, Savings+ makes coverage easily accessible.

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Convenient banking

All digital, no hassles

Mobile banking lets you perform transactions wherever and whenever you want. Plus, add auto-deposit to make growing your savings a piece of cake.

Join the growing number of customers who entrust us with their financial protection

Take a look at what our customers are saying.

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Wysh was super easy
Wysh was super easy. Everything from beginning to end was able to be completed online. Their communication was fast and thorough. I highly recommend Wysh!
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Start saving with just $1

Apply online, and grow your savings like never-before.

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1 - Accounts provided by nbkc bank, Member FDIC. Annual Percentage Yield (APY) of 4.00% is as of August 7, 2023 and may change at any time. No minimum opening deposit or minimum balance required.

2 - Benefit is calculated as a percentage, set by Wysh Financial, LLC, multiplied by the average of the monthly trailing average balance of your account for each of the prior three months. Life Insurance only available between ages 18-79. Benefit for customers between ages 18-64 is 10%.  Benefit for customers between ages 65-79 is 1%. Maximum benefit is $10,000. Your coverage becomes effective 91 days after you open an eligible account. Terms subject to change.

3 - National average comparison was made on July 7, 2023 and is based on averaged rates for similar savings products by Nerdwallet who relies on the data from the banks it tracks and cannot be guaranteed. Our rate current as of August 7, 2023.

4 - Any balances you hold with nbkc bank, including but not limited to those balances held in Wysh Savings+ accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Wysh Savings+ accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit https://www.cambr.com/bank-list. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at https://www.fdic.gov/resources/deposit-insurance/.