4.00% Annual percentage yield (APY)1

High yield savings + free life insurance

Savings+ is a one-of-a-kind high interest savings account that can earn up to $10,000 in free life insurance coverage.2

Wysh is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC

Savings+ sets a new standard for saving

A car driving down a road leading to more savings and better financial protection.
Get up to $10,000 in life insurance
Earn interest 10x the national avg3
Earn a 4.00% APY
No minimums required
No additional fees
Insured up to $250K through nbkc bank, Member FDIC4

Wait, free life insurance?


It’s exactly how it sounds—additional coverage with no extra fees! Enjoy the benefits of savings plus protection, all in one account.

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How it works

As you save, you protect your family

Get up to $10k in free coverage! For instance, $30,000 in savings can earn $3,000 in life insurance after 90 days. Maintain your balance to keep growing coverage.

Savings+ deposit with life insurance payout infographic to show how the coverage is added.

Easy application

No medical exam or underwriting

Medical exams and underwriting can make it difficult to get life insurance. Savings+ skips these steps all in one giant leap.

Join the growing number of customers who entrust us with their financial protection

Take a look at what our customers are saying.

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Wysh was super easy
Wysh was super easy. Everything from beginning to end was able to be completed online. Their communication was fast and thorough. I highly recommend Wysh!
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additional coverage available

Term life is there when you need it

Savings+ is just one of Wysh's outstanding financial products. When your life demands even more protection, Wysh term life is there for you.

Start saving, no minimums

Apply online, and grow your savings like never-before.

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1 - Accounts provided by nbkc bank, Member FDIC. Annual Percentage Yield (APY) of 4.00% is as of August 7, 2023 and may change at any time. No minimum opening deposit or minimum balance required.

2 - Benefit is calculated as a percentage, set by Wysh Financial, LLC, multiplied by the average of the monthly trailing average balance of your account for each of the prior three months. Life Insurance only available between ages 18-79. Benefit for customers between ages 18-64 is 10%.  Benefit for customers between ages 65-79 is 1%. Maximum benefit is $10,000. Your coverage becomes effective 91 days after you open an eligible account. Terms subject to change.

3 - National average comparison was made on July 7, 2023 and is based on averaged rates for similar savings products by Nerdwallet who relies on the data from the banks it tracks and cannot be guaranteed. Our rate current as of August 7, 2023.

4 - Any balances you hold with nbkc bank, including but not limited to those balances held in Wysh Savings+ accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Wysh Savings+ accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit https://www.cambr.com/bank-list. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at https://www.fdic.gov/resources/deposit-insurance/.