How much life insurance do I need?
Getting the right amount of coverage can be confusing and tricky. You need to know what to protect, how long to protect it, and then how your life might change in the future. Wysh understands these dilemmas and has simplified the process. We offer personalized tools so you can feel confident knowing you have the right coverage on day one and every day following.
How do I figure out how much life insurance I need?
With life insurance it’s easy to end up with either too much coverage or not enough. So, before you start shopping around, follow these tips to help you understand exactly what you need in a plan.
Why use a life insurance calculator?
Our calculator, the Wysh Builder, makes it so easy to identify not only the needs you know of, but maybe a few you haven’t thought of yet. And at every step it helps you assign dollar amounts to each need, or Wysh, so you can know what coverage your policy will need, saving you time and money.get your quote
*$14.03 is based on a 20-year term, 250k coverage, 30-yr old healthy non-smoker super preferred rate, female
How much life insurance should I get?
Once you set your financial goals, consider not only where your life is now, but also how the rest of your days will play out. Luckily, Wysh plans are designed to easily flex and adjust to your changing life. This means you can get only what you need today, and add or remove coverage when you need it tomorrow.
Lock in rates while you’re still young and healthy.
Customize your coverage to protect your beneficiaries and assets as your family grows.
Lowering needs and debt can result in a lower monthly premium.
Join the growing number of customers who entrust us with their financial protection
Take a look at what our customers are saying.